I had a realization today while haggling over an overpriced medical bill that magically went to collections and thus is now $400 more than the original amount. My payments although cashed for the last 3 months went un credited to my account and as a special thank you shipped off to the highest bidder=a debt collector charging me 10% on an exaggerated amount. Yayyyy!
SO back to my realization: consider yourself lucky if you have a degree, job with benefits and a career. I have just been reminded that I am 32 broke and in a dead end job with no education (formal) and no benefits. IT makes me feel like one super shiny polished up turd. So if as you read this realize that you have a job, a degree, career you should feel excited...I feel a little like giving up.